Chama Account
A dedicated facility to empower group development
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Finnlemm-SACCO, like other Co-operatives, is governed under the Co-operative Societies Act CAP (490) of 1997. The members are entitled but not limited to:
To enhance sustainable socio-economic wellbeing of stakeholders through mobilisation of resources and provision of…
Finnlemm is a Savings and Credit Co-operative Society for the employees of Diplomatic Missions, NGOs and their affiliates.Formed…

Why Choose Us?

Finnlemm sacco boasts a wide range of tailored products and efficient services unmatched in the SACCO industry.

We are your Sacco of choice for the following reasons: –

  • Timely processing of loans to meet members urgent needs.
  • Low attractive interest rates with flexible repayment periods.
  • High return on deposits.
  • Various convenient modes of payment.
  • Sustained growth and profitability.
  • ICT compliant



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Loan Products


Premium Loan

Experience a longer repayment period on your loan through this product.

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Development Loan

The key requirements are as follows:

  • Access up to Kes. 8 million
  • Loans are repaid within a period of 60 months.

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Emergency Loan

Seeking funds for unexpected outcomes? Do not get stressed! Call us for support.
An emergency is defined as an unforeseen event or expense.

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Education Loan

Are you looking for help with school fees planning? Funding education shouldn’t be a headache.

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Merchandise Loan

We offer outstanding rates if you are looking to furnish your home with the latest electrical appliances-basically home improvement.

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Express Loan

In a fix? Need quick cash? No need to worry at all, put your mind at ease with an express loan specifically for these urgent funds.

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Daraja Loan

Looking for a quick answer to meet all your personal financial requirements?

Daraja loans are designed to help members meet their requirements which they otherwise can not fulfill with their salary.

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Asset Finance

This product enables members to buy motor vehicles and other business assets that may be approved from time to time.

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Home Loan

Finnlemm’s low interest rate loan facility that unlocks dreams of owning a home. Do you own a plot?

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Finn-Pesa is a mobile solution that enables our members to transact through their mobile phones at the comfort of their work places/homes.

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Qaribu Loan

The wait is over for all new members! Are you a new member who has consistently contributed for a period of at least 3 months and in need of money?

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Our Services

We are in the business of offering savings and credit facilities to our members. We offer timely, personalized and efficient services for member satisfaction.

To serve you better we have extended our working hours. Visit our offices anytime Monday to Friday between 8am-5pm


Did you know you can earn Kes 500 if you recruit someone to Finnlemm Sacco?
Remember to keep safe.
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1. Go to M-PESA on your phone menu
2. Select Payment Services/ Lipa na M-Pesa
3. Select Pay Bill
4. Enter 528400 (PAYBILL NO)

• For DEPOSITS, Enter 12345678DP where 12345678 is your ID Number and DP is Deposits (8 digits).
• For SHARE CAPITAL, Enter 12345678SC, where 12345678 is your ID Number and SC is Share Capital (8 digits).
• For Finnpesa, Enter 12345678FINN, where 12345678 is your ID Number and FINN is FInnpesa. (8 digits)
• NB: Your ID Number ought to be eight digits
5. Enter the amount you wish to pay
6. Enter your M-PESA PIN
7. Confirm details are correct and press OK

#finnlemmsaccopaybill #bestsacco #sacco #sasra #Mpesa
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Finnlemm wishes you and your family Happy Easter Holidays.
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Happy Birthday
Finnlemm April Babies
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Our Patners

A Leader in Providing Personalized and Efficient Financial Services


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Products Offered