Chama Account
A dedicated facility to empower group development
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Finnlemm-SACCO, like other Co-operatives, is governed under the Co-operative Societies Act CAP (490) of 1997. The members are entitled but not limited to:
To enhance sustainable socio-economic wellbeing of stakeholders through mobilisation of resources and provision of…
Finnlemm is a Savings and Credit Co-operative Society for the employees of Diplomatic Missions, NGOs and their affiliates.Formed…

Why Choose Us?

Finnlemm sacco boasts a wide range of tailored products and efficient services unmatched in the SACCO industry.

We are your Sacco of choice for the following reasons: –

  • Timely processing of loans to meet members urgent needs.
  • Low attractive interest rates with flexible repayment periods.
  • High return on deposits.
  • Various convenient modes of payment.
  • Sustained growth and profitability.
  • ICT compliant



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Loan Products


Premium Loan

Experience a longer repayment period on your loan through this product.

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Development Loan

The key requirements are as follows:

  • Access up to Kes. 8 million
  • Loans are repaid within a period of 60 months.

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Emergency Loan

Seeking funds for unexpected outcomes? Do not get stressed! Call us for support.
An emergency is defined as an unforeseen event or expense.

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Education Loan

Are you looking for help with school fees planning? Funding education shouldn’t be a headache.

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Merchandise Loan

We offer outstanding rates if you are looking to furnish your home with the latest electrical appliances-basically home improvement.

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Express Loan

In a fix? Need quick cash? No need to worry at all, put your mind at ease with an express loan specifically for these urgent funds.

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Daraja Loan

Looking for a quick answer to meet all your personal financial requirements?

Daraja loans are designed to help members meet their requirements which they otherwise can not fulfill with their salary.

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Asset Finance

This product enables members to buy motor vehicles and other business assets that may be approved from time to time.

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Home Loan

Finnlemm’s low interest rate loan facility that unlocks dreams of owning a home. Do you own a plot?

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Finn-Pesa is a mobile solution that enables our members to transact through their mobile phones at the comfort of their work places/homes.

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Qaribu Loan

The wait is over for all new members! Are you a new member who has consistently contributed for a period of at least 3 months and in need of money?

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Our Services

We are in the business of offering savings and credit facilities to our members. We offer timely, personalized and efficient services for member satisfaction.

To serve you better we have extended our working hours. Visit our offices anytime Monday to Friday between 8am-5pm


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What is the difference between Deposit Contribution and Share Capital Accounts?
Deposit Contribution Account are the monthly contributions a member pay towards the Sacco. Individuals require a minimum of Kshs. 2,300 contribution per month and groups Kshs. 5,000. This can be used as either security to members loans or guarantee other members. Interest rebate is earned on Deposit Contribution account annually and calculated on pro rata basis. Upon exit from the Sacco the member can access refund of the Deposit Contributions as long as there is no outstanding or guaranteed loan.
On the other hand, Share Capital Account is the minimum shareholding that every member must hold with the Sacco. Shares are Non- refundable and cannot be withdrawn even on exit from the Sacco but can be transferred to another member of the Sacco. This cannot be used as security on loan. Each member must meet the minimum Share Capital requirement. For example Individuals and groups require a minimum of Kshs 25,000 in Share Capital. Dividend is earned on Share capital annually and calculated on pro rata basis.
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Have you been following your savings plan this year? Usilalie great plans tena! Dial *346# to deposit funds easily into your Finnlemm Account.
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Awaken all your dreams and financial goals with Finnlemm Sacco!
Dial *346# to discover what's in store for you.
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